Card Details
ABC Biz Credit Card
Card Issuer
AU Bank
Joining Fee
₹49
Annual Fee
₹588
Reward Type
Reward Points
Card Access
Standard
Earn Points
4Rp/₹200
Points on spends during first 5 days of month
2X
Accelerated reward points on online and offline spends
10 Rp/₹200
Earned on specific business and utility categories including grocery, utilities, education, government spending, and insurance.
Benefits
10X accelerated Reward Points on special…
- 10X accelerated reward points on special-category spends
- 2X accelerated reward points on online and offline spends
- 4 reward points per ₹200 during the first five days of each month
1% unlimited fuel surcharge waiver
- 1% unlimited fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000
Up to 30% discount at selected 300+ partner…
Complimentary railway lounge access
Things to Keep in Mind
Reward redemption requires minimum 200 Reward Points.
Reward redemption fee of ₹99 + GST applies per successful redemption.
Reward Points validity is 2 years from statement month.
Reward caps are not stated on the product page.
The exact effective reward-point value cannot be calculated because the base reward-point value is not provided.
Reward points are excluded for specified MCCs, cash withdrawals, BBPS transactions, and EMI transactions.
