Question 1

What is the annual fee on the Air India SBI Platinum Card and how do you get it waived?

Accepted Answer

The Air India SBI Platinum Card charges ₹1,499 plus GST as a joining fee and the same ₹1,499 again at renewal. SBI Card waives the renewal fee if you spend ₹2L in the previous year, which is about ₹16,667 a month. If your card spend sits below that, treat ₹1,499 as a real yearly cost that your rewards have to clear first.

Question 2

What is the reward rate on the Air India SBI Platinum Card?

Accepted Answer

You earn 5 points per ₹100 on Air India ticket purchases. Everything else earns 2 points per ₹100. Each point is worth about ₹1 when you redeem it well, so ₹10,000 of top category spend gives you 500 points, roughly ₹500, which is about 5% back. Balance Transfer, Cash Advance, Encash, Flexipay earn nothing at all.

Question 3

Does the Air India SBI Platinum Card give free airport lounge access?

Accepted Answer

The Air India SBI Platinum Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. There is no prior spend requirement on paper, though SBI Card has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

What changed on the Air India SBI Platinum Card recently and is it still worth it in 2026?

Accepted Answer

Air India ticket RP cut 15→5 per ₹100; SBI changes. The changes are dated Mar 31, 2025. At ₹2L of yearly spend the card returns roughly ₹4,000 at its general rate of about 2%, against a ₹1,499 renewal fee. Keep it if you clear the ₹2L waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

Card Details

Air India SBI Platinum Card

Earn Points

Benefits

What Users Are Saying

Frequently Asked Questions

Things to Keep in Mind