What is the reward rate on the Air India SBI Signature Credit Card?

You earn 10 points per ₹100 on Air India ticket purchases. Everything else earns 4 points per ₹100. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 1000 points, roughly ₹250, which is about 2.5% back.

Does the Air India SBI Signature Credit Card give free airport lounge access?

The Air India SBI Signature Credit Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. International lounge visits are capped at 600 a year. There is no prior spend requirement on paper, though SBI Card has been moving cards to spend linked access, so confirm before you rely on it at the airport.

What changed on the Air India SBI Signature Credit Card recently and is it still worth it in 2026?

Air India ticket RP cut 30→10 per ₹100; SBI portfolio changes. The changes are dated Mar 31, 2025. At ₹3L of yearly spend the card returns roughly ₹3,000 at its general rate of about 1%, against a ₹4,999 renewal fee. That does not clear the fee on its own, so this card only makes sense if the lounge visits or the co-brand benefits are worth the gap to you.

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Card Details

4547 7035 1356 5883

Air India SBI Signature Credit Card

SBIVISA

This card is no longer accepting new applications.

Card Issuer

SBI Card

Joining Fee

₹4,999

Annual Fee

₹4,999

Reward Type

Miles

Card Access

Standard

Earn Points

10 pts

/₹100 on Air India Flights

4 pts

/₹100 on All Other Spends

Benefits

Flights

10 Maharaja Points per ₹100 on Air India tickets

Accelerated Air India rewards
10 Maharaja Points per ₹100 on Air India ticket bookings
4 Maharaja Points per ₹100 on other spends
“1 RP Point = INR 1”
4 Reward Points shall be credited instantly as soon as the transaction is posted, 6 Reward Points shall be credited subject to mapping of Air India Merchant IDs within SBI Card system are credited within 60 working days of transaction
Accelerated Reward Points are applicable only on the base fare of the ticket

Lounges

8 Domestic Lounge Visits/Yr

Domestic lounge access plus Priority Pass membership
Priority Pass lounge visits are chargeable at USD 27 per visit
Lounge visits are capped at max 2 per quarter

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Fuel

1% Fuel Surcharge Waiver

What Users Are Saying

Community Feed

Jul 2024

Air India SBI Signature Credit Card

Earn Points

Benefits

What Users Are Saying

Frequently Asked Questions

Air India SBI Signature Credit Card

Earn Points

Benefits

What Users Are Saying

Frequently Asked Questions

Air India SBI Signature Credit Card

Earn Points

Benefits

What Users Are Saying

Frequently Asked Questions