Question 1

What is the annual fee on the Airtel Axis Bank Credit Card and how do you get it waived?

Accepted Answer

The Airtel Axis Bank Credit Card charges ₹500 plus GST as a joining fee and the same ₹500 again at renewal. Axis Bank waives the renewal fee if you spend ₹2L in the previous year, which is about ₹16,667 a month. If your card spend sits below that, treat ₹500 as a real yearly cost that your rewards have to clear first.

Question 2

How much cashback does the Airtel Axis Bank Credit Card give?

Accepted Answer

You get 25% back on Airtel Mobile, Broadband and similar spends, capped at ₹250 a month. Other eligible spends earn 1%. On ₹10,000 of spend in the top category that is ₹250 back, so about ₹3,000 a year if you hit it every month. Fuel spends, EMI transactions, Wallet recharge, Jewelry earn nothing at all.

Question 3

Does the Airtel Axis Bank Credit Card still give free airport lounge access?

Accepted Answer

No. Axis Bank withdrew complimentary domestic lounge access on this card with effect from 12 Apr 2026, and there is no spend threshold that brings it back. If lounge visits were your reason for holding it, that reason is gone and you should price the card on its rewards alone. A paid Priority Pass or a lounge friendly card is the cheaper answer now.

Question 4

What changed on the Airtel Axis Bank Credit Card recently and is it still worth it in 2026?

Accepted Answer

Cashback now linked to spend (dynamic cap); Swiggy/BigBasket removed; lounge access discontinued. The changes are dated Apr 12, 2026. At ₹2L of yearly spend the card returns roughly ₹2,000 at its general rate of about 1%, against a ₹500 renewal fee. Keep it if you clear the ₹2L waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

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