Card Details
Amazon Pay Credit Card
Card Issuer
ICICI Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Cashback
Card Access
Standard
Changes to this card
Offers from ICICI Bank
See all10% off up to ₹11,250 on a minimum purchase of ₹2,490 on amazon
Shopping Deals · till 27 Oct 2026
12% off up to ₹2,000 on a minimum purchase of ₹5,000 on cleartrip
Travel Deals · till 27 Oct 2026
20% off up to ₹6,000 on a minimum purchase of ₹5,000 on cleartrip
Travel Deals · till 27 Oct 2026
10% off up to ₹7,000 on a minimum purchase of ₹15,000 on cleartrip
Travel Deals · till 27 Oct 2026
15% off up to ₹6,000 on a minimum purchase of ₹5,000 on cleartrip
Travel Deals · till 27 Oct 2026
Earn Points
5%
On amazon purchases for prime members
3%
On amazon purchases for non-prime members
2%
At partner merchants using card on amazon pay
1%
On other eligible spends
Benefits
5% cashback on eligible Amazon-related…
- 5% cashback on Amazon.in purchases for Prime members
- 3% cashback on Amazon.in purchases for non-Prime members
- Cashback is credited to Amazon Pay balance and does not expire
- 5% cashback on Amazon purchases for Prime members
No joining fee and no annual fee
- Lifetime free with no joining or annual fee
1.99% forex markup on international spends
Invite-only card (ICICI invite-only programme)
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel
Estimated Returns
Amazon.in - Prime members
Genuinely uncapped 5% Amazon Pay balance for Prime members.
₹1,500
Amazon.in - non-Prime members
Uncapped 3% for non-Prime members.
₹0
Amazon Pay partner merchants (100+)
2% on bill payments and 100+ Amazon Pay partner merchants.
₹0
All other spends
1% on all other eligible spends. No joining/annual fee.
₹0
Total Annual Return
₹18,000
5% Effective ROIThings to Keep in Mind
Up to 5% cashback is tied to Amazon spends and Prime membership tiering (5% Prime, 3% non-Prime).
No cashback/reward points on exclusions such as rent, fuel, international spends, tax, education, precious metals, EMI-on-call, cash transactions, and EMI purchases on Amazon.
Rewards are credited to the Amazon Pay balance rather than redeemed as conventional credit-card points.
Skill-based gaming transactions may attract a 2% fee from 15 Jan 2026 (as stated on CardInsider).
Card insights
What Users Are Saying
Alternatives
If you spend…
Recommendation
Your online spend is diversified
CASHBACK SBI Card is the broad online cashback alternative when Amazon is not your main checkout.You shop mostly on Flipkart
Flipkart Axis Bank Credit Card fits a Flipkart and Myntra-heavy spending pattern instead.You want an Axis bill-and-utility card
ACE Credit Card is a simpler non-Amazon cashback option to compare.Frequently Asked Questions
Yes, the standard card is generally offered with nil joining and nil annual fees.
The short version
Amazon Pay ICICI Bank is a Lifetime Free card whose value depends on how much of your shopping happens on Amazon. Prime members can earn 5% on eligible Amazon.in shopping, non-Prime users generally earn 3%, partner Login-and-Pay and selected digital categories earn about 2%, and other eligible spend earns about 1%.
Current rules exclude several categories such as international, education, off-platform utilities, rent, fuel, taxes and EMI lines. The foreign-currency markup is about 1.99%, but international spend does not earn rewards.
Cashback arrives as Amazon Pay balance rather than flexible bank cash, so it is strongest for people who will spend again in the Amazon ecosystem.
Eligibility & Application
The Amazon Pay ICICI Bank Credit Card isn't a card you apply for through ICICI's website in the usual way. It's invite-only, and eligibility is checked when you visit Amazon.in or the Amazon app while logged into your account.
To qualify, you need to be at least 21 years old, and salaried applicants need a monthly income of ₹20,000 or more, while self-employed applicants need ₹30,000 or more.
Documents follow standard KYC: identity proof (Aadhaar, PAN, passport or similar), address proof, and income proof such as recent salary slips, Form 16, or three months of bank statements.
Billing Cycle / Statement Date
Amazon ICICI card's billing cycle is fixed when the card is issued and runs roughly 30 days, closing on the same date each month with your statement generated shortly after. Check your exact cycle and due date on your monthly statement or inside the iMobile app under your card's details.
If the date doesn't suit you, say it clashes with your salary credit, some ICICI cardholders have shifted it through the app's billing cycle settings. This isn't guaranteed for every account, though, so confirm with ICICI customer care first.
Monzy's Verdict
For a regular Amazon shopper, this is close to a no-brainer: zero joining fee, zero annual fee, and 5% cashback on Amazon purchases for Prime members, 3% for non-Prime, credited straight to your Amazon Pay balance with no expiry.
The catch is that the 5% applies only on Amazon itself. Everything else earns a flat 1%, and fuel, rent, tax and EMI purchases earn nothing at all.
Choose it for recurring Amazon spend; choose a broad cashback card when your online purchases are spread across many merchants. If you rarely shop on Amazon, there's little reason to hold it.
Credit Card Information Compiled by: Abhijeet Kumar | Reviewed by: Anmol Ratan Sachdeva
