Card Details

8724 5262 2392 6037

American Express Membership Rewards® Credit Card

AMERICANAMERICAN EXPRESS

This card is no longer accepting new applications.

Card Issuer

American Express

Joining Fee

₹1,000

Annual Fee

₹4,500

Reward Type

Reward Points

Card Access

Standard

Changes to this card

  1. 27 Aug 2026

    Added a welcome gift of 1 of 4,000 Bonus Membership Rewards® Points

Earn Points

1 Point / ₹50

Membership rewards point on eligible spends

Benefits

Welcome Benefits

1 Membership Rewards point per ₹50 on eligible…

  • Up to 2,000 bonus Membership Rewards points through monthly spending milestones
  • 1 Membership Rewards point per ₹50 spent
Shopping

Membership Rewards points can be redeemed for…

  • Membership Rewards points can be redeemed for shopping vouchers

Things to Keep in Mind

No MR points on fuel, insurance, utilities, cash transactions, and EMI conversion at Point of Sale.

Effective March 15, 2020: no MR points on online merchant EMI and in-store terminal EMI; MR points continue on SafeKey EMI and post-purchase EMI conversions.

Fuel convenience fee benefit at HPCL is conditional: 0% below ₹5,000 and 1% at ₹5,000 and above.

Points continue to be earned on American Express SafeKey EMI transactions and post-purchase EMI conversions.

The ₹20,000 monthly milestone is an enrolment-based benefit.

The HPCL benefit is a convenience-fee waiver, not a blanket fuel-surcharge waiver.

No longer accepting applications.