Question 1

What is the annual fee on the American Express® Platinum Travel Credit Card and how do you get it waived?

Accepted Answer

The joining fee is ₹3,500 plus GST and the renewal fee is ₹5,000 plus GST. There is no spend based waiver on this card, so the ₹5,000 is a fixed yearly cost you pay regardless of how much you spend.

Question 2

What is the reward rate on the American Express® Platinum Travel Credit Card?

Accepted Answer

You earn 1 point per ₹50 on all other spends. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 200 points, roughly ₹50, which is about 0.5% back. Fuel, Insurance, Utilities, Cash Transactions earn nothing at all.

Question 3

Does the American Express® Platinum Travel Credit Card give free airport lounge access?

Accepted Answer

The American Express® Platinum Travel Credit Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. International lounge visits are capped at 8 a year. There is no prior spend requirement on paper, though American Express has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

Can you still apply for the American Express® Platinum Travel Credit Card?

Accepted Answer

No. Closed to new applications since Mar 2025. The date on record is 2025-2026. Existing cards keep working and your points stay usable until then, so redeem what you are holding rather than waiting. Do not pay a renewal fee on a card that is being wound down.

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American Express® Platinum Travel Credit Card

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