Card Details
American Express® Platinum Travel Credit Card
This card is no longer accepting new applications.
Card Issuer
American Express
Joining Fee
₹5,000
Annual Fee
₹5,000
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Earn Points
1 Point/₹50
On eligible spends
Benefits
2 domestic lounge visits/quarter on eligible…
- 2 complimentary domestic lounge visits a calendar quarter on eligible spends in the preceding quarter (₹70,000 in Q3 2026 for Q4 2026 visits; ₹1 lakh a quarter from Q4 2026 for Q1 2027 visits)
- Complimentary Priority Pass membership (US$99 annual membership fee waived)
10,000 Membership Rewards points welcome gift…
- 10,000 Membership Rewards points welcome gift on ₹15,000 spend within 90 days of Card Membership
10,000 MR points at ₹4 lakh annual spend
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, insurance, utilities, cash, emi
Estimated Returns
All eligible spends
1 Membership Rewards point per Rs 50 spent. Large value comes from annual milestone bonuses (approx 10k MR + Taj voucher at Rs 4L; 22.5k MR + Rs 10k Taj at Rs 7L). Point value ~Rs 0.50 via travel/transfer redemption.
₹300
Total Annual Return
₹3,600
1% Effective ROIThings to Keep in Mind
No reward points on fuel, insurance, utilities, cash transactions, and specified EMI types.
Milestone eligible spend excludes cash advances, express cash, drafts, balance transfer, fees, and is net of returns.
Priority Pass benefit waives membership fee only; usage charges still apply.
India lounge access is capped at 2 visits per quarter within 8 per year.
The ₹10,000 Taj Experiences e-gift card is available at the ₹7 lakh milestone.
HPCL fuel transactions of ₹5,000 or more incur a 1% convenience fee.
