Card Details
AU Ananta Credit Card
Monzy Score
4.5/ 10
Average for frequent travellers.
Thin rewards outside its core category.
Card Issuer
AU Small Finance Bank
Joining Fee
₹2,000
Annual Fee
₹2,000
Reward Type
Reward Points
Card Access
Standard
Earn Points
5 RP/₹100
Shopping, dining & travel spends (≈1.25% value)
2 RP/₹100
Other eligible retail spends (≈0.5% value)
1 RP/₹100
Insurance, utility & telecom (≈0.25% value; max 100 RP/txn)
2 RP/₹100
Other retail spends
Benefits
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Estimated Returns
shopping, dining & travel
5 pts / ₹100
₹313
all other spends
2 pts / ₹100
₹0
Total Annual Return
₹3,756
1.25% Effective ROIWhat Users Are Saying
Community Feed
May 2026
“AU Bank Credit Cards New Launches: Ananta vs Lakshya”
by r/CreditCardsIndia, May 2026
“New Credit Card by AU Small Finance Bank”
by r/CreditCardsIndia, Apr 2026
“AU Bank just dropped 4 new Credit Cards. Here's the”
by r/Raw_n_real_finance, May 2026
“How are AU Credit cards?”
by r/CreditCardsIndia, Jul 2026
“AU Bank is genuinely trash tier or probably even worse”
by r/IndianCreditCards, Apr 2026
Things to Keep in Mind
Premium AU card with accelerated reward points on shopping, dining, and travel.