Card Details
AU Ananta Credit Card
Card Issuer
AU Small Finance Bank
Joining Fee
₹2,000
Annual Fee
₹2,000
Reward Type
Reward Points
Card Access
Standard
Earn Points
5 Rp/₹100
On shopping, dining & travel (max 5,000 rp per statement cycle)
2 Rp/₹100
Other eligible retail spends (≈0.5% value)
1 Rp/₹100
Insurance, utility & telecom (≈0.25% value; max 100 rp/txn)
Benefits
5X Reward Points on shopping, dining & travel
- Accelerated AU Rewardz earning
- 5 RP/₹100 on shopping, dining & travel
- Reward Point value is ₹0.25
- Accelerated bucket capped at 5,000 RP per statement cycle
4 domestic lounge visits/quarter via AU Rewardz…
₹3 lakh annual spend waives the ₹2,000 fee
8,000 bonus RP on activation + first…
Up to 50,000 bonus RP at ₹2.5L / ₹5L / ₹7.5L /…
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, education, government, emi, cash, bbps, transportation, wallet
Estimated Returns
shopping, dining & travel
5 RP/100, combined cap 5000 RP (=1250).
₹375
insurance, utility & telecom
1 RP/100.
₹0
all other eligible spends
2 RP/100 base.
₹0
Total Annual Return
₹4,500
1.25% Effective ROIThings to Keep in Mind
5X reward bucket limited to 5,000 Reward Points per statement cycle.
Complimentary lounge access requires ₹5,000+ AU Rewardz flight booking in the same quarter.
Utility and telecom transactions earn a maximum of 100 Reward Points per transaction.
Milestone spend excludes fuel and cash.
