Card Details
AU Tejas Credit Card
Monzy Score
6.5/ 10
Good for streaming and entertainment users.
Strong ~10% back in its core category.
Card Issuer
AU Small Finance Bank
Joining Fee
₹500
Annual Fee
₹500
Reward Type
Reward Points
Card Access
Standard
Earn Points
10%
Cashback at partner merchants (movies, grocery, food delivery, cabs, bill payments)
5 RP/₹100
Reward Points on AU Rewardz portal (flights, hotels, vouchers, bill payments)
1 RP/₹100
Reward Points on all other spends
Benefits
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Estimated Returns
movies, grocery & food delivery
10% cashback
₹50
cab bookings
10% cashback
₹1,150
all other spends
1% cashback
₹0
Total Annual Return
₹14,400
10% Effective ROIWhat Users Are Saying
Community Feed
May 2026
“AU Bank Credit Cards New Launches: Ananta vs Lakshya”
by r/CreditCardsIndia, May 2026
“AU Bank just dropped 4 new Credit Cards. Here's the”
by r/Raw_n_real_finance, May 2026
“Rejected by AU Bank despite an 803 CIBIL and Premium”
by r/CreditCardsIndia, Jul 2026
“AU Bank is genuinely trash tier or probably even worse”
by r/IndianCreditCards, Apr 2026
“AU Bank New Credit Cards | Ananta, Lakshya, Tejas &”
by r/FinanceTalksIndia, Jul 2026
Things to Keep in Mind
Earn accelerated Reward Points via AU Rewardz plus 10% cashback at partner merchants.