Card Details
AU Xcite Ultra Credit Card
AUVISA
Card Issuer
AU Small Finance Bank
Joining Fee
Zero
Annual Fee
₹749
Reward Type
Reward Points
Card Access
Standard
Earn Points
12Rp/₹100
On monthly spends
500 Rp
On ₹5,000 retail spends between 1st to 5th of calendar month
5,000 Rp
On ₹2.5 lakh retail spends in card anniversary year
Benefits
Welcome Benefits
Up to 12 Reward Points on monthly spends
- Additional 500 Reward Points on ₹5,000 retail spends from the 1st to the 5th of each month
- 500 Reward Points on ₹5,000 retail spends between 1st to 5th of every month
Travel
2 complimentary domestic airport lounge…
- 2 complimentary domestic airport lounge accesses per quarter
- 8 railway lounge accesses per annum
- 8 complimentary railway lounge accesses per annum (max 2 per quarter)
Fuel
1% fuel surcharge waiver up to ₹200
Things to Keep in Mind
Reward Points claims are marked with an asterisk and subject to terms.
Fuel surcharge waiver applies only for transactions between ₹400 and ₹5,000 and is capped at ₹200.
Railway lounge access is capped at 8 per year with maximum 2 per calendar quarter.
Annual fee waiver from second year depends on ₹2,00,000 retail spend in previous anniversary year.
