Question 1

What is the annual fee on the AXIS BANK VISTARA Credit Card and how do you get it waived?

Accepted Answer

You pay ₹1,500 plus GST once as a joining fee, and there is no renewal fee after that. So the card costs you nothing to keep from year two onward, and the only real question is whether the rewards are still worth the swipe. Watch the caps and the excluded categories instead of the fee.

Question 2

What is the reward rate on the AXIS BANK VISTARA Credit Card?

Accepted Answer

You earn 2 points for every ₹200 spent, and 2 points per ₹200 in the accelerated category. At roughly ₹0.25 a point, that is about 0.25% back on regular spends. On ₹10,000 of monthly spend you collect around 100 points, worth roughly ₹25.

Question 3

Does the AXIS BANK VISTARA Credit Card give free airport lounge access?

Accepted Answer

The AXIS BANK VISTARA Credit Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. There is no prior spend requirement on paper, though Axis Bank has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

Can you still apply for the AXIS BANK VISTARA Credit Card?

Accepted Answer

No. Vistara-Air India merger wind-down; no fresh issuance. The date on record is Mar 31, 2026. Existing cards keep working and your points stay usable until then, so redeem what you are holding rather than waiting. Do not pay a renewal fee on a card that is being wound down.

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AXIS BANK VISTARA Credit Card

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