Question 1

What is the annual fee on the Axis Bank Vistara Infinite Credit Card and how do you get it waived?

Accepted Answer

The Axis Bank Vistara Infinite Credit Card charges ₹10,000 plus GST as a joining fee and the same ₹10,000 again at renewal. There is no spend based waiver on this card, so the ₹10,000 is a fixed yearly cost you pay regardless of how much you spend.

Question 2

What is the reward rate on the Axis Bank Vistara Infinite Credit Card?

Accepted Answer

You earn 6 points for every ₹200 spent, and 6 points per ₹200 in the accelerated category. At roughly ₹0.25 a point, that is about 0.75% back on regular spends. On ₹10,000 of monthly spend you collect around 300 points, worth roughly ₹75.

Question 3

Does the Axis Bank Vistara Infinite Credit Card give free airport lounge access?

Accepted Answer

The Axis Bank Vistara Infinite Credit Card charges ₹10,000 plus GST as a joining fee and the same ₹10,000 again at renewal. There is no spend based waiver on this card, so the ₹10,000 is a fixed yearly cost you pay regardless of how much you spend.

Question 4

Can you still apply for the Axis Bank Vistara Infinite Credit Card?

Accepted Answer

No. Vistara-Air India merger wind-down; no fresh issuance. The date on record is Mar 31, 2026. Existing cards keep working and your points stay usable until then, so redeem what you are holding rather than waiting. Do not pay a renewal fee on a card that is being wound down.

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Axis Bank Vistara Infinite Credit Card

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