Card Details






Card Issuer
SBI Card
Joining Fee
₹4,999
Annual Fee
₹4,999
Reward Type
Reward Points
Card Access
Standard
Watch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
10 Rp/₹100 (5x)
On dining (10,000 rp/month limit shared with grocery & departmental stores)
10 Rp/₹100 (5x)
On grocery & supermarket spends (shared limit)
10 Rp/₹100 (5x)
On departmental store spends (shared limit)
2 Rp/₹100
On all other spends
5X Reward Points on dining, departmental stores…
2 domestic lounge visits a quarter
Movie tickets worth ₹6,000 every year
Annual fee reversed on ₹10 lakh annual spends
10,000 bonus RP each at ₹3 lakh and ₹4 lakh…
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel
Estimated Returns
Dining, departmental stores & grocery
5X reward points (10 RP/100, ~2.5% value) on dining, departmental stores and grocery.
₹750
All other spends
2 RP/100 on all other spends except fuel. Fuel earns no points (1% surcharge waiver, max Rs 250/month).
₹0
Total Annual Return
₹9,000
The 'Free Movie Tickets worth ₹6,000' benefit is limited at a maximum discount of ₹250 per ticket for two tickets per month.
Accelerated reward categories capped at 10,000 Reward Points per calendar month.
Priority Pass complimentary visits apply only to international lounges outside India.






SBI Card
I found my
perfect credit
card on Monzy:
https://monzy.co/cards/bank-of-maharashtra-sbi-card-elite
