Card Details
Bank of Maharashtra SBI Card ELITE
Card Issuer
SBI Card
Joining Fee
₹4,999
Annual Fee
₹4,999
Reward Type
Reward Points
Card Access
Standard
Offers from SBI Card
See allMobile-Station: Up to Rs 6000 Instant Discount
Electronics Deals · till 24 Oct 2026
Mehta-Telecom: Up to Rs 7,500 Instant Discount.
Exclusive Discounts · till 24 Oct 2026
Manish: Up to INR 9,000 Instant Discount at Manish Sales stores.
Exclusive Discounts · till 24 Oct 2026
Amrit: Up to Rs 7,000 Instant Discount at Amrit Mobiles.
Electronics Deals · till 25 Oct 2026
Surya-Electronics: Up to Rs 8,500 Instant Discount at Surya Electronics.
Electronics Deals · till 25 Oct 2026
Earn Points
10 Rp/₹100 (5x)
On dining (10,000 rp/month limit shared with grocery & departmental stores)
10 Rp/₹100 (5x)
On grocery & supermarket spends (shared limit)
10 Rp/₹100 (5x)
On departmental store spends (shared limit)
2 Rp/₹100
On all other spends
Benefits
5X Reward Points on dining, departmental stores…
- High accelerators on daily spends
- 5X Reward Points on dining, departmental store and grocery spends
- Reward Points can offset the statement at 4 RP = ₹1
- Accelerated rewards capped at 10,000 Reward Points per calendar month
2 domestic lounge visits a quarter
- 6 international lounge visits a year via Priority Pass (max 2 a quarter)
Movie tickets worth ₹6,000 every year
Annual fee reversed on ₹10 lakh annual spends
10,000 bonus RP each at ₹3 lakh and ₹4 lakh…
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel
Estimated Returns
Dining, departmental stores & grocery
5X reward points (10 RP/100, ~2.5% value) on dining, departmental stores and grocery.
₹750
All other spends
2 RP/100 on all other spends except fuel. Fuel earns no points (1% surcharge waiver, max Rs 250/month).
₹0
Total Annual Return
₹9,000
2.5% Effective ROIThings to Keep in Mind
The 'Free Movie Tickets worth ₹6,000' benefit is limited at a maximum discount of ₹250 per ticket for two tickets per month.
Accelerated reward categories capped at 10,000 Reward Points per calendar month.
Priority Pass complimentary visits apply only to international lounges outside India.
