Card Details

5150 3117 8186 3438

BOBCARD Empower

BOBCARDVISA

Card Issuer

BOBCARD

Joining Fee

Zero

Annual Fee

₹500

Reward Type

Reward Points

Card Access

Standard

Offers from BOBCARD

See all

Earn Points

1Rp/₹100

On all other mccs

5Rp/₹100

On utility spends

Benefits

Utilities

5X rewards on utility spends (MCC 4900)

  • Designed for proprietors and self-employed individuals
  • 5 Reward Points per ₹100 on utility (MCC 4900), capped at 1000 RP per statement cycle
Fuel

1% fuel surcharge waiver with statement cap

  • 5 reward points per ₹100 on utility payments under MCC 4900
  • Reward points can be redeemed as cashback
  • 1% fuel surcharge waiver on ₹400–₹5,000 transactions, max ₹250 per statement
  • 1% fuel surcharge waiver on eligible fuel transactions

Things to Keep in Mind

Reward program is not applicable on select MCCs and fuel.

5X utility rewards (MCC 4900) are capped at 1000 reward points per statement cycle.

Fuel surcharge waiver applies only on transactions between ₹400 and ₹5,000 and is capped at ₹250 per statement.