Card Details
BOBCARD Prime
Card Issuer
Bank of Baroda
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Offers from Bank of Baroda
See all10% instant discount on Ajio
Shopping Deals · till 24 Oct 2026
Up to 35% instant discount on MakeMyTrip
Travel Deals · till 27 Oct 2026
5% Instant Cashback on TVS iQube
Exclusive Discounts · till 31 Oct 2026
Up to 7.5% instant discount on Ather
Exclusive Discounts · till 31 Oct 2026
10% cashback on Oppo
Electronics Deals · till 31 Oct 2026
Earn Points
2 Rp/₹100
On all spends except fuel (1 rp = ₹0.20 as cashback, about 0.4%)
1%
Cashback on all spends
Benefits
Lifetime-free card with guaranteed issuance
- Easy-to-get lifetime-free card
- Lifetime free with no joining or annual fee
- Guaranteed issuance against your Bank of Baroda FD
- Almost zero documentation
1% fuel surcharge waiver
Reward points on every spend
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel
Estimated Returns
All eligible spends
FD-backed secured card. 2 RP/100 on all categories, redeem at Rs 0.20/point. Fuel & select MCCs (rent, insurance, telecom, supermarket, wallet, education, govt etc.) excluded. UPI spends capped at 500 RP/statement.
₹120
Total Annual Return
₹1,440
0.4% Effective ROIThings to Keep in Mind
1% fuel surcharge waiver is applicable only on transactions between ₹400 and ₹5,000.
No Reward Points are earned on fuel transactions.
Page refers users to MITC for detailed exclusions.
