Card Details






Card Issuer
BOBCARD
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
10% instant discount on Ajio
Shopping Deals · till 24 Oct 2026
Flat ₹175 Off on Swiggy Instamart
Dining & Food Deals · till 27 Dec 2026
10% Off on Swiggy
Dining & Food Deals · till 27 Dec 2026
Everyday Essentials Sale
Exclusive Discounts · till 31 Dec 2026
₹1000 Off on Surat Diamond
Shopping Deals · till 29 Mar 2027
10 Rp / ₹100
On dining spends (5x)
10 Rp / ₹100
On travel spends (5x)
2 Rp / ₹100
On all other spends
10 Reward Points per ₹100 on travel spends
10 Reward Points per ₹100 on dining spends
Lifetime free with no joining or annual fee
5X rewards on dining and travel are capped at 1,000 Reward Points per statement cycle.
No Reward Points on fuel transactions.
Fuel surcharge waiver applies only for ₹400–₹5,000 transactions, capped at ₹250 per statement cycle.
The product page title says USFB Basic Credit Card while the body describes the product as Ujjivan SFB Elite.
Some BOBCARD features and charges are stated to be subject to revision effective 15 July 2026.






BOBCARD
I found my
perfect credit
card on Monzy:
https://monzy.co/cards/bobcard-ujjivan-sfb-elite-credit-card
