Card Details






Card Issuer
SBI Card
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
Watch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
13 Rp/₹100
At bpcl petrol pumps (max 1,300 rp/statement cycle)
5 Rp/₹100
On groceries, departmental stores, dining & movies (max 5,000 rp/month)
1 Rp/₹100
On other retail purchases
4.25% value-back on BPCL fuel
5X points on groceries, dining & movies
Annual fee waiver on ₹1 lakh annual spend
2,000 bonus reward points (worth ₹500) on…
NOTE: Enter your monthly spends to see
projected returns.
Estimated Returns
Fuel at BPCL outlets
13X reward points (~3.25% value) on BPCL fuel; applies to spends up to Rs 4000/transaction. Plus 1% fuel surcharge waiver.
₹975
Groceries, departmental stores, dining, movies
5 RP/100; accelerated points capped at 5000 RP/month (~Rs 1250 value).
₹0
Other retail spends
1 RP/100 on all other eligible retail spends.
₹0
Total Annual Return
₹11,700
Accelerated fuel rewards capped at 1,300 Reward Points per month
5X Reward Points capped at 5,000 Reward Points per month
1 Reward Point equals 0.25 paisa.






SBI Card
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