Card Details

1804 7011 5768 5410

BPCL SBI Card OCTANE

SBIVISA

Card Issuer

SBI Card

Joining Fee

₹1,499

Annual Fee

₹1,499

Reward Type

Reward Points

Card Access

Standard

Offers from SBI Card

See all

Earn Points

25Pts

/₹100 At bpcl (max 2,500 rp per statement cycle)

10 Rp/₹100

On dining (7,500 rp/month limit shared with groceries, dept stores & movies)

10 Rp/₹100

On groceries & dept stores (shared 7,500 rp/month limit)

10 Rp/₹100

On movies (shared 7,500 rp/month limit)

Benefits

Fuel

25X rewards plus 1% waiver at BPCL pumps

  • Best-in-class BPCL fuel savings
  • 25 RP/₹100 on BPCL fuel, lubricants and Bharatgas
  • Additional 1% fuel surcharge waiver on BPCL swipes up to ₹4,000
  • Fuel bonus capped at 2,500 Reward Points per billing cycle
Lounges

4 domestic Visa lounge visits yearly

  • Quarterly domestic lounge access
  • Visa lounge access in India
  • One complimentary visit allowed each quarter
  • No international lounge access included

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

BPCL fuel, lubricants & Bharat Gas (BPCL app/website)

25X = 25 RP/Rs.100 (6.25% via points) + 1% fuel surcharge waiver = 7.25% value back. Capped at 2,500 RP/month (~Rs.625). Surcharge waiver max Rs.100/month on txns up to Rs.4,000.

₹625

Dining, groceries, departmental stores & movies

10X = 10 RP/Rs.100 (~2.5%). Combined cap 7,500 RP/month across these categories (~Rs.1,875).

₹500

All other retail spends

1 RP per Rs.100 (~0.25%). RP = Rs.0.25 (redeemed at BPCL outlets).

₹0

Total Annual Return

₹13,500

3.75% Effective ROI

Things to Keep in Mind

25X Reward Points on BPCL fuel and lubricants are limited at 2500 points per billing cycle.

10X Reward Points on Dining, Departmental Stores, Grocery & Movies are limited at 7500 points per calendar month.

Fuel surcharge waiver applies only on BPCL POS transactions up to ₹4,000 with a ₹100 monthly cap.