Card Details
BPCL SBI Card
Card Issuer
SBI Card
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
Offers from SBI Card
See allMobile-Station: Up to Rs 6000 Instant Discount
Electronics Deals · till 24 Oct 2026
Mehta-Telecom: Up to Rs 7,500 Instant Discount.
Exclusive Discounts · till 24 Oct 2026
Manish: Up to INR 9,000 Instant Discount at Manish Sales stores.
Exclusive Discounts · till 24 Oct 2026
Amrit: Up to Rs 7,000 Instant Discount at Amrit Mobiles.
Electronics Deals · till 25 Oct 2026
Surya-Electronics: Up to Rs 8,500 Instant Discount at Surya Electronics.
Electronics Deals · till 25 Oct 2026
Earn Points
13 Rp/₹100
At bpcl petrol pumps (max 1,300 rp/statement cycle)
5 Rp/₹100
On groceries, departmental stores, dining & movies (max 5,000 rp/month)
1 Rp/₹100
On other retail purchases
Benefits
4.25% value-back on BPCL fuel
- Fuel rewards stack with surcharge waiver
- Earn 13 Reward Points per ₹100 on BPCL fuel purchases
- 1 Reward Point = ₹0.25, giving 3.25% value-back
- 1% fuel surcharge waived on BPCL transactions up to ₹4,000 (max ₹100 per month)
- Accelerated fuel rewards capped at 1,300 Reward Points per month
5X points on groceries, dining & movies
- Extra points on everyday spends
- 5 Reward Points per ₹100 on groceries, departmental stores, dining and movies
- Cap of 5,000 Reward Points per month on these accelerated categories
- Earnings beyond the monthly cap drop to the base rate
Annual fee waiver on ₹1 lakh annual spend
2,000 bonus reward points (worth ₹500) on…
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Estimated Returns
Fuel at BPCL outlets
13X reward points (~3.25% value) on BPCL fuel; applies to spends up to Rs 4000/transaction. Plus 1% fuel surcharge waiver.
₹975
Groceries, departmental stores, dining, movies
5 RP/100; accelerated points capped at 5000 RP/month (~Rs 1250 value).
₹0
Other retail spends
1 RP/100 on all other eligible retail spends.
₹0
Total Annual Return
₹11,700
3.25% Effective ROIThings to Keep in Mind
Accelerated fuel rewards capped at 1,300 Reward Points per month
5X Reward Points capped at 5,000 Reward Points per month
1 Reward Point equals 0.25 paisa.
