Card Details
Card Issuer
Axis Bank
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Type
Cashback
Card Access
Standard
25% instant discount up to ₹10,000 on Lloyd
Electronics Deals · till 30 Sep 2026
15% instant discount up to ₹5,000 on Voltas
Electronics Deals · till 30 Sep 2026
Up to ₹2,500 discount on EMI orders above ₹40,000 on Swiggy
Dining & Food Deals · till 30 Sep 2026
10% instant discount up to ₹1,250 on Amazon
Shopping Deals · till 30 Sep 2026
Flat 25% discount up to ₹7,500 on Yatra
Travel Deals · till 30 Sep 2026
Up to 7%
On online spends
0.75%
On offline & travel related spends
0.5%
On utility bill payments
0.75%
On eligible offline/pos spends
Up to 7% cashback on online spends with ₹4,000…
0.75% unlimited base cashback on offline and…
Online cashback is based on non-restricted MCCs; excluded categories apply.
Utility cashback is 0.5% capped at ₹100 per statement month.
Cashback excludes transportation and tolls, insurance, educational institutions, jewellery, precious metals and watches, government institutions, wallet loading, rent and fuel.
Restricted merchant-category codes may not qualify for cashback.
Rent and wallet transactions are excluded from annual-fee-waiver spend calculations.
The EazyDiner benefit is reported by third-party sources and was not visible on the current Axis Bank product page.