Card Details
Cashback Credit Card
Card Issuer
Axis Bank
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Type
Cashback
Card Access
Standard
Changes to this card
Offers from Axis Bank
See allGet 5% instant discount up to ₹15,000 on Tata Steel Aashiyaana
Exclusive Discounts · till 31 Oct 2026
10% instant discount up to ₹1,000 on Tira
Exclusive Discounts · till 31 Oct 2026
Instant discount up to ₹15,000 at Apple
Electronics Deals · till 10 Nov 2026
Up to 12% instant discount on flight bookings on Yatra
Travel Deals · till 30 Nov 2026
10% off up to ₹4,500 on Nothing
Electronics Deals · till 30 Nov 2026
Earn Points
7%
On online spends above ₹40k/mo (max ₹2,150/mo)
5%
On online spends ₹5k-₹40k/mo (max ₹1,750/mo)
2%
On online spends up to ₹5k/mo (max ₹100/mo)
0.75%
Unlimited cashback on offline & travel spends
Benefits
Up to 7% cashback on online spends
- Tiered online cashback up to 7%
- 2% on first ₹5,000 online spends per statement
- 5% on ₹5,001–₹40,000 and 7% beyond
- Total cashback limited to ₹4,000 per statement cycle
- No cashback on categories like fuel, rent, wallets, government, insurance, education or jewellery
Up to 25% off on EazyDiner
- Monthly dining discount via EazyDiner
- Instant discount capped at ₹800 per month
- Available on qualifying minimum bill via EazyDiner
- CardInsider’s benefit table lists 20% instead of 25%; verify current rate with Axis Bank
0.5% cashback on utilities
Annual fee waiver at ₹4L yearly spend
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, wallet, jewellery, emi, cash advance
Estimated Returns
Utility bills & mobile/DTH recharge via Google Pay
5% (Android Google Pay only). Combined Rs.500/month cap shared with the 4% category.
₹500
Swiggy, Zomato & Ola
4% cashback. Combined Rs.500/month cap shared with the 5% category.
₹500
All other spends
1.5% cashback, uncapped. (Axis ACE card.)
₹113
Total Annual Return
₹13,350
3.71% Effective ROIThings to Keep in Mind
Online cashback is tiered: 2% up to ₹5,000, 5% from ₹5,001 to ₹40,000, and 7% above ₹40,000 per statement month.
Total cashback on accelerated (online) spends is limited at ₹4,000 per statement month.
0.5% cashback on Utilities is limited at ₹100 per statement month.
Cashback is not paid on categories such as transportation, tolls, insurance, educational institutions, jewellery, precious metals, watches, government institutions, wallet loads, rent and fuel.
