Question 1

What is the annual fee on the Club Vistara Explorer Credit Card and how do you get it waived?

Accepted Answer

The joining fee is ₹40,000 plus GST and the renewal fee is ₹10,000 plus GST. There is no spend based waiver on this card, so the ₹10,000 is a fixed yearly cost you pay regardless of how much you spend.

Question 2

What is the reward rate on the Club Vistara Explorer Credit Card?

Accepted Answer

You earn 8 points per ₹200 on Spends on Vistara website/app. Everything else earns 2 points per ₹200. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 400 points, roughly ₹100, which is about 1% back.

Question 3

Does the Club Vistara Explorer Credit Card give free airport lounge access?

Accepted Answer

The Club Vistara Explorer Credit Card gives 4 complimentary domestic lounge visits a year, usually capped at 1 per quarter. International lounge visits are capped at 16 a year. There is no prior spend requirement on paper, though IndusInd Bank has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

Can you still apply for the Club Vistara Explorer Credit Card?

Accepted Answer

No. Vistara-Air India merger wind-down; no fresh issuance. The date on record is Mar 31, 2026. Existing cards keep working and your points stay usable until then, so redeem what you are holding rather than waiting. Do not pay a renewal fee on a card that is being wound down.

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Club Vistara Explorer Credit Card

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