Card Details
Diners Club Black Metal Edition Credit Card
Card Issuer
HDFC Bank
Joining Fee
₹10,000
Annual Fee
₹10,000
Reward Type
Reward Points
Card Access
Standard
Offers from HDFC Bank
See allEarn Points
10X rp
On hotels via smartbuy
2X
Reward points on weekend dining (participating restaurants)
5Pts
/₹150 On all retail purchases
5X rp
On flights via smartbuy
Benefits
Up to 10X rewards on SmartBuy travel
- Premium travel comforts
- Unlimited lounge access to 1,300+ lounges globally
- 6 complimentary golf games every quarter
- 2% markup on foreign currency spends
- Check lounge listings via the Diners Travel Tool App
Up to 10X SmartBuy rewards plus 10k quarterly…
- Accelerated rewards engine
- Up to 10X Reward Points on SmartBuy spends
- 10,000 bonus Reward Points on every ₹4 lakh quarterly spend
- SmartBuy accelerator follows platform-specific terms
2X rewards on weekend dining
Renewal fee waived on ₹8 lakh annual spends
6 complimentary golf games per quarter
Club Marriott, Amazon Prime & Swiggy One on…
10,000 bonus RP on ₹4 lakh spend per calendar…
Unlimited lounge access for primary and add-on…
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, wallet
Estimated Returns
All retail spends (base)
5 RP per Rs.150. RP value up to Rs.1 on SmartBuy flights/hotels & 1:1 airmiles; cashback ~Rs.0.30. Max 75,000 RP per statement cycle.
₹999
SmartBuy accelerated (flights/hotels/vouchers etc.)
Up to 10X via SmartBuy; bonus RP capped at 7,500/calendar month (2,500/day). Cap value ~Rs.7,500 at Rs.1/RP.
₹0
Total Annual Return
₹11,988
3.33% Effective ROIThings to Keep in Mind
Weekend dining accelerator applies only at participating restaurants.
10,000 bonus Reward Points are earned on spending ₹4 lakh in a calendar quarter.
Reward points are not earned on fuel, EasyEMI, rent payments, government transactions, and e-wallet reloads.
