Card Details
Card Issuer
HDFC Bank
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Type
Reward Points
Card Access
Standard
4 RP / ₹200
for every ₹200 spent on retail purchases
20 RP / ₹200
on Swiggy and Zomato online food orders (5X)
up to 10X
on SmartBuy
10X
on SmartBuy hotels
5X rewards on Swiggy and Zomato
BookMyShow Buy 1 Get 1 on weekends
Complimentary domestic and international…
Lounge access policy changed effective 01 July 2026 with spend-based eligibility.
Another change notice is mentioned as effective 15th May 2026; details not visible in fetched extract.
Base earn is on retail spends, implying exclusions apply as per detailed terms.
Lounge access depends on ₹60,000 of eligible spending in the previous calendar quarter.
The product page contains inconsistent lounge wording, including two complimentary accesses, two domestic and one international visit, and three vouchers from 1 July 2026.