Question 1

What is the annual fee on the EaseMyTrip Credit Card and how do you get it waived?

Accepted Answer

The EaseMyTrip Credit Card charges ₹350 plus GST as a joining fee and the same ₹350 again at renewal. The first year fee is currently being waived on new approvals. Standard Chartered waives the renewal fee if you spend ₹50,000 in the previous year, which is about ₹4,167 a month. If your card spend sits below that, treat ₹350 as a real yearly cost that your rewards have to clear first.

Question 2

What is the reward rate on the EaseMyTrip Credit Card?

Accepted Answer

You earn 10 points per ₹100 on select merchant categories. Everything else earns 2 points per ₹100. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 1000 points, roughly ₹250, which is about 2.5% back.

Question 3

Does the EaseMyTrip Credit Card give free airport lounge access?

Accepted Answer

The EaseMyTrip Credit Card gives 2 complimentary domestic lounge visits a year. International lounge visits are capped at 2 a year. There is no prior spend requirement on paper, though Standard Chartered has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

What changed on the EaseMyTrip Credit Card recently and is it still worth it in 2026?

Accepted Answer

Other: No card-specific notice; SC rewards program repeatedly trimmed 2024-26. At ₹50,000 of yearly spend the card returns roughly ₹250 at its general rate of about 0.5%, against a ₹350 renewal fee. That does not clear the fee on its own, so this card only makes sense if the lounge visits or the co-brand benefits are worth the gap to you.

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EaseMyTrip Credit Card

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