Card Details

6231 1359 5998 2395

Emirates Emeralde Credit Card

ICICIVISA

Card Issuer

ICICI Bank

Joining Fee

₹10,000

Annual Fee

₹10,000

Reward Type

Miles

Card Access

Standard

Changes to this card

  1. 27 Oct 2026

    Updated lounge access and discount benefit descriptions, adding quarterly and monthly terms.

Offers from ICICI Bank

See all

Earn Points

2Rp/₹100

Skywards miles on retail and eligible spends

Benefits

Travel

Earn 10,000 Skywards miles

  • Earn 2 Emirates Skywards Miles per ₹100 on domestic and international spends, credited at the end of each billing cycle
  • 10,000 Skywards Miles and Emirates Skywards Silver Tier membership on joining, and 10,000 Skywards Miles on each annual renewal
  • Emirates Skywards Gold Tier on ₹15 lakh spend in the anniversary year (including at least ₹50,000 on Emirates bookings)
  • Forex markup of 3.5% + GST on international transactions
Lounges

Unlimited access to international and domestic…

  • Complimentary unlimited international lounge access

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: insurance, utility, government, education, fuel, rent

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Domestic & international retail spends

2 Skywards Miles per Rs.100 (reduced from 2.5 effective 15 Jan 2026); no miles on insurance/utility/government/education

₹180

Total Annual Return

₹2,160

0.6% Effective ROI

Things to Keep in Mind

Joining and annual fees are ₹10,000 plus applicable GST, with no spend-based annual-fee waiver.

Skywards Miles are excluded on fuel, insurance, utilities, balance transfers, cash withdrawals, EMI transactions, government payments and education payments.

Domestic lounge access wording is inconsistent across sources; confirm the current quota and spend requirements with ICICI Bank.

The BookMyShow movie benefit is subject to a ₹750 cap per complimentary ticket and a quarterly-spend condition above ₹25,000.

The lower transaction limit for the fuel surcharge waiver should be confirmed with ICICI Bank.