Card Details
Emirates Emeralde Credit Card
Card Issuer
ICICI Bank
Joining Fee
₹10,000
Annual Fee
₹10,000
Reward Type
Miles
Changes to this card
Earn Points
2Rp/₹100
Skywards miles on retail and eligible spends
Benefits
Earn 10,000 Skywards miles
- Earn 2 Emirates Skywards Miles per ₹100 on domestic and international spends, credited at the end of each billing cycle
- 10,000 Skywards Miles and Emirates Skywards Silver Tier membership on joining, and 10,000 Skywards Miles on each annual renewal
- Emirates Skywards Gold Tier on ₹15 lakh spend in the anniversary year (including at least ₹50,000 on Emirates bookings)
- Forex markup of 3.5% + GST on international transactions
Unlimited access to international and domestic…
- Complimentary unlimited international lounge access
Buy 1 Get 1 movie tickets through BookMyShow
Offers from ICICI Bank
See allUp to ₹1,500 off on a minimum purchase of ₹14,499 . Valid on select products on Native
Exclusive Discounts · till 5 Nov 2026
2.5% off up to ₹2,000 on a minimum purchase of ₹20,000 on The Sleep Company
Exclusive Discounts · till 8 Nov 2026
Up to ₹4,000 off on select OnePlus products
Electronics Deals · till 30 Nov 2026
10% off up to ₹4,500 on a minimum purchase of ₹20,999 on nothing
Electronics Deals · till 30 Nov 2026
Up to ₹18,000 off on a minimum purchase of ₹69,999 on HP
Electronics Deals · till 30 Nov 2026
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: insurance, utility, government, education, fuel, rent
Estimated Returns
Domestic & international retail spends
2 Skywards Miles per Rs.100 (reduced from 2.5 effective 15 Jan 2026); no miles on insurance/utility/government/education
₹180
Total Annual Return
₹2,160
0.6% Effective ROIThings to Keep in Mind
Joining and annual fees are ₹10,000 plus applicable GST, with no spend-based annual-fee waiver.
Skywards Miles are excluded on fuel, insurance, utilities, balance transfers, cash withdrawals, EMI transactions, government payments and education payments.
Domestic lounge access wording is inconsistent across sources; confirm the current quota and spend requirements with ICICI Bank.
The BookMyShow movie benefit is subject to a ₹750 cap per complimentary ticket and a quarterly-spend condition above ₹25,000.
The lower transaction limit for the fuel surcharge waiver should be confirmed with ICICI Bank.
