Card Details
Fibe Axis Bank Credit Card
Monzy Score
7.5/ 10
Very good for diners and foodies.
Lifetime free, so no fee to earn back; ~3.0% back on top spends; high 3.5% forex markup.
Card Issuer
Axis Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Cashback
Card Access
Standard
Changes to this card
Offers from Axis Bank
See all8% instant discount up to ₹4,500* on Flipkart
Shopping Deals · till 12 Sep 2026
Up to 12% instant discount up to ₹5,000 on Paytm Flights
Travel Deals · till 15 Sep 2026
Up to 12% instant discount up to ₹5,000 on ixigo
Travel Deals · till 15 Sep 2026
Up to 12% instant discount up to ₹5,000 on Yatra
Travel Deals · till 15 Sep 2026
Get instant discount up to ₹15,000* at Apple authorised reseller stores
Electronics Deals · till 26 Sep 2026
Earn Points
3%
On Food Delivery
3%
On Entertainment
3%
On Local Commute
1%
On All Other Spends
Benefits
₹120 Off Zomato & Swiggy
3% cashback on entertainment
4 Domestic Lounge Visits/Year
₹100 Off Uber
Lifetime free card
1% fuel surcharge waiver
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, emi, rent, wallet
Estimated Returns
Online food delivery, entertainment & local commute
3% cashback; subject to overall Rs.1,500/statement-cycle total cashback cap
₹900
All other spends
1% cashback; subject to overall Rs.1,500/statement-cycle total cashback cap
₹0
Total Annual Return
₹10,800
3% Effective ROIWhat Users Are Saying
Community Feed
Jul 2025
“I was about to go for Axis Bank Fibe Credit Card, then”
by r/CreditCardsIndia, Jul 2025
“Axis Neo vs Fibe CC”
by r/CreditCardsIndia, Aug 2025
“Need beginner-friendly Rupay credit card for UPI (Axis”
by r/IndianPersonalFinance, Nov 2025
“How the hell does one get approved for axis bank credit card”
by r/IndiaInvestments, Jul 2023
“TLDR; How many cards are too many cards?”
by r/CreditCardsIndia, Jul 2024
Frequently Asked Questions
The Fibe Axis Bank Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because Axis Bank prices some variants differently.
RECENT CHANGES
Terms were revised recently — verify current fee, reward and exclusion terms before you apply.
Things to Keep in Mind
Transactions made on Education, Rent, Wallet load, Government services, Insurance, Gold & Jewellery, Fuel, Purchase of Gift Cards, Cash advances and Repayments are excluded from earning cashback.
Lounge access is at select lounges and subject to T&C
Available only for existing customers of the issuer.
