Question 1

What is the annual fee on the Fibe Axis Bank Credit Card and how do you get it waived?

Accepted Answer

The Fibe Axis Bank Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because Axis Bank prices some variants differently.

RECENT CHANGES

Terms were revised recently — verify current fee, reward and exclusion terms before you apply.

Question 2

How much cashback does the Fibe Axis Bank Credit Card give?

Accepted Answer

You get 3% back on food delivery, entertainment & local commute. Other eligible spends earn 1%. On ₹10,000 of spend in the top category that is ₹300 back, so about ₹3,600 a year if you hit it every month. Education, Rent, Wallet load, Government services earn nothing at all.

Question 3

Does the Fibe Axis Bank Credit Card give free airport lounge access?

Accepted Answer

The Fibe Axis Bank Credit Card gives 4 complimentary domestic lounge visits a year, usually capped at 1 per quarter. There is no prior spend requirement on paper, though Axis Bank has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

What changed on the Fibe Axis Bank Credit Card recently and is it still worth it in 2026?

Accepted Answer

Axis portfolio-wide: forfeiture-on-closure (Oct 2025) and Apr 2026 portfolio devaluation. The changes are dated Oct 1, 2025; Apr 2, 2026. It costs nothing to hold, so keep it as a backup card and stop treating it as your main one if your top category no longer earns.

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Fibe Axis Bank Credit Card

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