Card Details
FIRST EA₹N Card
Card Issuer
IDFC FIRST Bank
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Cashback
Card Access
Standard
Changes to this card
Earn Points
1%
on UPI spends via the IDFC FIRST Bank mobile app
0.5%
on UPI spends via other apps
0.5%
on all online spends
5%
bonus cashback on hotel bookings via FIRST Rewards Gallery
Benefits
UPI-enabled virtual RuPay card with cashback
- 1% cashback on UPI spends through the IDFC FIRST Bank mobile app
- RuPay card can be linked to UPI apps
- 1% cashback on UPI spends via IDFC FIRST Bank mobile app
- Cashback on UPI, online, utility, insurance and wallet-load spends
- 0.5% cashback on other UPI apps and online spends
Up to 5% bonus cashback on travel bookings
- 5% bonus cashback on hotel bookings via FIRST Rewards Gallery
Things to Keep in Mind
Limited period offer: ₹0 joining fee (standard joining fee shown as ₹499 + GST).
1% cashback on UPI via IDFC FIRST Bank Mobile App is stated as applicable for new cards issued on or after 16 Dec'25.
Offer details marked with terms and conditions on page; detailed exclusions not fully verifiable from fetched materials.
The ₹0 joining fee is a limited-period offer; the listed standard joining fee is ₹499 plus GST.
The card is virtual-only and no physical card is issued.
Generic IDFC FIRST Bank credit-card claims such as lounge access, up to 3X UPI rewards and category offers are not confirmed for this card.
