Card Details
FIRST Power
Card Issuer
IDFC FIRST Bank
Joining Fee
Zero
Annual Fee
₹499
Reward Type
—
Card Access
Standard
Changes to this card
Earn Points
30pts
/₹150 on Hpcl Fuel (max ₹600/Mo)
30pts
/₹150 on Utility (max ₹100/Mo)
30pts
/₹150 on Grocery (max ₹100/Mo)
3pts
/₹150 on All Other Spends
Benefits
30X Pts on Bills (400Pts Limit)
- 30X Pts Idfc Fastag Recharge
₹500 Cashback on 1St Hpcl Transaction
- 1% Fuel Surcharge Waiver All Stations
- 1.5% Savings Fuel (Payback)
Personal Accident Cover ₹2,00,000
1 Complimentary Lounge Visit/Quarter
Road Side Assistance Worth ₹1,399
2X Rewards Retail Spends
Bogo Movie Tickets
5% Savings Grocery & Utility (30X)
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: emi, cash withdrawal, rent
Estimated Returns
HPCL fuel (via HP Pay app)
21 RP per Rs.150 (~3.5% value) on HPCL fuel, capped at 700 RP per statement cycle (=Rs.175 at Rs.0.25/RP)
₹175
Grocery, utility & FASTag
15 RP per Rs.150 (~2.5% value) on grocery, utility and FASTag spends
₹625
Other retail spends
3 RP per Rs.150 on other retail spends
₹0
Total Annual Return
₹9,600
2.67% Effective ROIThings to Keep in Mind
Maximum 2,400 Reward Points per statement cycle on HPCL fuel spends (on spends up to ₹12,000).
Maximum 400 Reward Points per statement cycle on Grocery & Utility spends (on spends up to ₹2,000).
Maximum 200 Reward Points per statement cycle on IDFC FIRST FASTag recharges (on spends up to ₹1,000).
