Card Details
FIRST Power
IDFCRUPAY
Card Issuer
IDFC FIRST Bank
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
Earn Points
30pts
/₹150 at Hpcl (max ₹600/Mo)
30pts
/₹150 on Groceries & Utilities (max ₹100/Mo)
3pts
/₹150 on Upi & All Other Spends
30 pts
/₹150 Fastag (₹50/Mo Limit)
Benefits
Fuel
Up to 6.5% Fuel Savings Plus ₹500 Hpcl Voucher
Utilities
5% Rewards on Grocery, Utility Bills and Fastag
Travel
Quarterly Domestic Lounge Access on ₹20K…
Domestic Lounge Access Once per Quarter
Things to Keep in Mind
Fuel-focused HPCL card with 6.5% fuel savings, 5% rewards on daily bills, UPI support and quarterly lounge access.