Card Details
Flipkart Axis Bank Credit Card
Card Issuer
Axis Bank
Joining Fee
₹500
Annual Fee
₹500
Reward Type
Cashback
Card Access
Standard
Latest Update
Dynamic Currency Conversion will be revised to 3.5% from 1.5% w.e.f. 28-08-2026
Changes to this card
Offers from Axis Bank
See allGet 5% instant discount up to ₹15,000 on Tata Steel Aashiyaana
Exclusive Discounts · till 31 Oct 2026
10% instant discount up to ₹1,000 on Tira
Exclusive Discounts · till 31 Oct 2026
Instant discount up to ₹15,000 at Apple
Electronics Deals · till 10 Nov 2026
Up to 12% instant discount on flight bookings on Yatra
Travel Deals · till 30 Nov 2026
10% off up to ₹4,500 on Nothing
Electronics Deals · till 30 Nov 2026
Earn Points
7.5%
On myntra (limited at ₹4,000 per statement quarter)
5%
On flipkart & cleartrip (max ₹4,000/quarter per merchant)
4%
On preferred merchants (unlimited)
4%
On pvr
Benefits
7.5% cashback on Myntra
- 5% cashback on eligible Flipkart spending
1% fuel surcharge waiver
- 4% cashback with selected partners including Swiggy, Uber and PVR
- 4% cashback on selected partner merchants
₹350 activation benefits: ₹250 Flipkart voucher…
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, wallet, emi, gold/jewellery, rent, gift cards
Estimated Returns
Myntra
7.5% cashback on Myntra, capped at Rs.4,000 per quarter (~Rs.1,333/month)
₹1,333
Flipkart
5% cashback on Flipkart, capped at Rs.4,000 per quarter (~Rs.1,333/month)
₹611
Cleartrip
5% cashback on Cleartrip, capped at Rs.4,000 per quarter (~Rs.1,333/month)
₹0
Preferred merchants (cult.fit, PVR, Swiggy, Uber)
Unlimited 4% cashback on preferred merchants
₹0
All other spends
Unlimited 1% base cashback on other eligible spends
₹0
Total Annual Return
₹23,332
6.48% Effective ROIThings to Keep in Mind
Terms and conditions update notice visible with effective date 28th August '26.
Annual fee is waived on annual spends of ₹3.5 lakh.
Cashback is excluded on fuel, rental payments, insurance, utilities, education, gift cards, EMI transactions, wallet reloads, gold, cash advances, credit card bill payments, card fees and government services.
Flipkart Smart Store bills and recharges earn only 1% cashback.
Cashback eligibility may depend on the merchant category code and transaction processing route.
Complimentary airport lounge access ended from 20 June 2025.
Card insights
What Users Are Saying
Community Feed
“Flipkart Axis card upgrade”
by r/CreditCardsIndia, Aug 2026
“Got Approved For Flipkart Axis Bank Credit Card.”
by r/CreditCardsIndia, Aug 2026
“Charged joining fee and reduced welcome benefits on Flipkart Axis Bank Credit Card?”
by r/CreditCardsIndia, Jul 2026
“Bro, Flipkart Axis card is a Joke.”
by r/CreditCardsIndia, May 2026
“Should I upgrade Axis Flipkart to Horizon??”
by r/CreditCardsIndia, Feb 2026
Alternatives
If you spend…
Recommendation
Online Shopping beyond FK:
SBI Cashback CardFood delivery/Grocery
Swiggy HDFC Bank Credit CardBill payments
Axis Airtel Bank Credit CardFrequently Asked Questions
Joining and renewal cost ₹500 plus GST. Axis waives renewal at ₹3.5 lakh of annual spend. Starting limits around ₹20,000 reported by users can make that target harder than it sounds.
TL;DR: Monzy's Verdict
Flipkart Axis Bank Credit Card still works if you are shopping frequently on Flipkart and Myntra .
Myntra earns 7.5%, Flipkart and Cleartrip earn 5%, and preferred partners such as Swiggy, Uber, PVR and Cult.fit earn 4%. Myntra, Flipkart and Cleartrip each have a separate ₹4,000 cashback ceiling per statement quarter. Offline cashback is now 1%, and airport lounge access was withdrawn in June 2025.
Who is this card for?
This card suits a Flipkart or Myntra loyalist whose spend remains below those category caps, or a credit beginner who values relatively easy approval.
The ₹500 fee is waived at ₹3.5 lakh annual spend, but low starting limits can make that target awkward. As a co-brand, the card is often excluded from regular Axis sale discounts. If your shopping is spread across many online merchants, a broad online cashback card is more useful.
Should You Have Flipkart Axis Bank Credit Card in Your Wallet?
Keep it when the category cashback still produces more than the fee after caps. Recheck the last three months of spend rather than relying on its old reputation. Skip it for lounge access or flexible online rewards, and consider SBI Cashback once platform lock-in becomes the problem.
