Question 1

What is the annual fee on the Flipkart Axis Bank Super Elite Credit Card and how do you get it waived?

Accepted Answer

The Flipkart Axis Bank Super Elite Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because Axis Bank prices some variants differently.

RECENT CHANGES

Terms were revised recently — verify current fee, reward and exclusion terms before you apply.

Question 2

What is the reward rate on the Flipkart Axis Bank Super Elite Credit Card?

Accepted Answer

You earn 12 points per ₹100 on Spends on Flipkart (Plus members). Everything else earns 2 points per ₹100. Each point is worth about ₹1 when you redeem it well, so ₹10,000 of top category spend gives you 1200 points, roughly ₹1,200, which is about 12% back. Fuel Spends, Purchase of gift cards on Flipkart, EMI transactions, Purchases converted to EMI post facto earn nothing at all.

Question 3

Does the Flipkart Axis Bank Super Elite Credit Card give free airport lounge access?

Accepted Answer

The Flipkart Axis Bank Super Elite Credit Card gives 2 complimentary domestic lounge visits a year. There is no prior spend requirement on paper, though Axis Bank has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

What changed on the Flipkart Axis Bank Super Elite Credit Card recently and is it still worth it in 2026?

Accepted Answer

Axis portfolio devaluation (transfer partners removed, lounge cuts, cashback caps restructured). The changes are dated Apr 2, 2026. It costs nothing to hold, so keep it as a backup card and stop treating it as your main one if your top category no longer earns.

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Flipkart Axis Bank Super Elite Credit Card

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