Card Details
Flipkart Wholesale Credit Card
Card Issuer
HDFC Bank
Joining Fee
Zero
Annual Fee
₹499
Reward Type
—
Card Access
Standard
Earn Points
5%
On Flipkart Wholesale (max ₹2,000/Mo)
5%
On Telecom, Utility, Govt & Tax (max ₹250/Mo)
1%
On All Other Spends (max ₹25,000/Mo)
Benefits
What Users Are Saying
Community Feed
Dec 2025
“Best Credit Cards for a Wholesale Business in Cosmetics &”
by r/CreditCardsIndia, Dec 2025
“Recommendations for credit card.”
by r/CreditCardsIndia, Jul 2025
“Don't buy things on Flipkart with hdfc Swiggy credit card!!”
by r/CreditCardsIndia, Nov 2025
“Is it worth taking HDFC millennia and closing Flipkart Axis”
by r/CreditCardsIndia, Jul 2025
“Which 3 HDFC credit cards should I get to fully replace Axis”
by r/IndianCreditCards, Dec 2025
Frequently Asked Questions
The Flipkart Wholesale Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because HDFC Bank prices some variants differently.
Things to Keep in Mind
Reward caps, lounge rules, and fee waivers vary by issuer. Confirm on the bank's official page.
Spend multipliers and exclusions change with promotions.