Card Details

5350 6118 9051 4354

Google Pay Flex SBI Card

SBI CARDVISA, RUPAY

Card Issuer

SBI Card

Joining Fee

₹499

Annual Fee

₹499

Reward Type

Reward Points

Earn Points

1 Star/₹500 (1 star = ₹1)

On cumulative eligible spends (max 1,500 stars/cycle overall)

Up to 8 stars/₹500 (8x)

At 2x rate with cycle spends > ₹30,000

2 Stars/₹500 (2x)

After ₹100+ spend in the previous cycle (and first 2 cycles)

4 Stars/₹500 (4x)

At 2x with cycle spends > ₹15,000, or at 1x > ₹30,000

Benefits

Welcome Benefits

Up to 8 Stars per ₹500 at higher monthly spend…

  • Earn up to 8 Stars per cumulative ₹500 spent
  • 1 Star is worth ₹1
  • Milestone-based Stars earning up to 8 Stars per ₹500.
  • Use the RuPay variant for UPI payments through Google Pay
Shopping

Rewards on grocery, shopping, travel and…

  • Rewards on grocery, shopping, travel and utility transactions

Offers from SBI Card

See all

Things to Keep in Mind

Rewards are stated as Stars and are subject to programme terms and eligible transaction definitions.

UPI linkage is available on the RuPay variant; Visa variant supports tokenisation on Google Pay.

Higher rewards of up to 4 or 8 Stars per ₹500 require monthly spending above ₹15,000 or ₹30,000 respectively.

The advertised annual reward maximum of 18,000 Stars is subject to eligible spending and programme conditions.

The full exclusion list, category caps, rounding rules and treatment of reversals were not disclosed in the research notes.