Card Details






This card is no longer accepting new applications.
Card Issuer
HDFC Bank
Joining Fee
₹10,000
Annual Fee
₹10,000
Reward Type
Reward Points
Card Access
Standard
5Pts
/₹150 On all retail purchases
2X
Pts on weekend dining
10X
Reward points on hotel and flight bookings via smartbuy
5X Reward Points on Swiggy & Zomato
BookMyShow Buy 1 Get 1
₹10,000 fee waived on ₹5 lakh spend
2% foreign currency markup
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, wallet
Estimated Returns
All retail spends (base)
5 RP per Rs.150 (~3.33%). RP value up to Rs.1 on SmartBuy flights/hotels & 1:1 airmiles; cashback ~Rs.0.30.
₹999
SmartBuy accelerated (flights/hotels/vouchers etc.)
Up to 10X via SmartBuy; bonus RP capped at 7,500/calendar month (2,500/day). Cap value ~Rs.7,500 at Rs.1/RP.
₹0
Total Annual Return
₹11,988
Reward Points can only offset up to 70% of a flight or hotel booking value via SmartBuy.
Rewards Points accrued for Insurance transactions will have a maximum limit of 5,000 per month.
Rewards Points accrued for Utility, Telecom & Grocery transactions will have a maximum limit of 2,000 per month.






HDFC Bank
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