Card Details
HDFC Regalia Activ Credit Card
HDFC BANKRUPAY
This card is no longer accepting new applications.
Card Issuer
HDFC Bank
Joining Fee
₹2,500
Annual Fee
₹2,500
Reward Type
Reward Points
Changes to this card
Earn Points
4 Rp per rs 200
On all eligible retail spends
Benefits
Travel
Reward Points redeemable for SmartBuy flights…
- Reward Points redeemable for SmartBuy flights and hotels at ₹0.50 per point
Welcome Benefits
4 Reward Points per Rs 200 on eligible retail…
- 4 Reward Points for every ₹200 spent on eligible retail transactions
- 4 Reward Points for every Rs 200 spent on eligible retail spends
Lounges
Up to 12 domestic lounge visits a year, no…
Fuel
1% fuel surcharge waiver across India
Things to Keep in Mind
Sourcing of this credit card has been stopped; existing customers continue to enjoy benefits.
Many features are subject to T&C.
Reward earning applies on eligible retail spends.
Domestic lounge access is spend-threshold gated at Rs 1 lakh per calendar quarter.
Priority Pass is not available for RuPay cards.
Product page flags changes effective 15th May 2026.