Card Details
HPCL Super Saver Credit Card
Monzy Score
7.5/ 10
Very good for high fuel spenders.
Strong ~5% back in its core category; high 3.5% forex markup.
Card Issuer
ICICI Bank
Joining Fee
₹500
Annual Fee
₹500
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Offers from ICICI Bank
See allUp to ₹6,000 off on a minimum purchase of ₹10,000 on bose
Electronics Deals · till 20 Sep 2026
Apple Offer
Electronics Deals · till 26 Sep 2026
₹15,000 instant cashback on macbook
Exclusive Discounts · till 26 Sep 2026
₹15,000 instant cashback on iPhone 17
Exclusive Discounts · till 26 Sep 2026
₹4,000 instant cashback on iPad on iPhone 17
Exclusive Discounts · till 26 Sep 2026
Earn Points
5%
On Hpcl Outlets (max ₹200/Mo)
1.5%
Via Hp Pay App at Hpcl (Happy Coins)
20pts
/₹100 on Utilities (max ₹2,000/Mo)
2pts
/₹100 on All Other Spends
Benefits
5% cashback at HPCL
- Fuel cashback at HPCL stations
- 4% cashback capped at ₹200 per month
- 1% fuel surcharge waiver lifts total benefit to 5%
- Additional 1.5% back when using the HP Pay app
- Cashback applies only on HPCL fuel transactions
20 pts/ 200 spent on daily spends
- Accelerated rewards on everyday bills
- 20 Reward Points per ₹100 on departmental stores, mobile and electricity bills
- Each Reward Point equals ₹0.25
- Capped at 400 Reward Points (₹100) per billing cycle
Quarterly domestic lounge visit after ₹75k spend
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Estimated Returns
Fuel at HPCL outlets
4% cashback on HPCL fuel, max Rs.200/month (Rs.5,000 spend); +1% fuel surcharge waiver = 5% savings
₹200
Groceries, Utilities & Departmental stores
5% via 20 ICICI RP per Rs.100; capped 400 RP/month = Rs.100
₹100
All other spends
2 RP per Rs.100 (domestic & international); 1 RP=Rs.0.25
₹115
Total Annual Return
₹4,980
1.38% Effective ROIWhat Users Are Saying
Community Feed
Dec 2025
“ICICI HPCL Super saver CC”
by r/CreditCardsIndia, Dec 2025
“What's the deal of ICICI HPCL Super Saver Credit Card?”
by r/CreditCardsIndia, Jul 2025
“Are rewards in ICICI HPCL super saver credit card”
by r/CreditCardsIndia, Jul 2024
“Let me talk about my journey ICICI HPCL Super Saver”
by r/CreditCardsIndia, Jul 2024
“Just got hpcl super saver icici card”
by r/CreditCardsIndia, Jul 2025
Frequently Asked Questions
The HPCL Super Saver Credit Card charges ₹500 plus GST as a joining fee and the same ₹500 again at renewal. ICICI Bank waives the renewal fee if you spend ₹1.5L in the previous year, which is about ₹12,500 a month. If your card spend sits below that, treat ₹500 as a real yearly cost that your rewards have to clear first.
Things to Keep in Mind
Fuel cashback is limited to ₹200 per month and applies only at HPCL outlets.
Accelerated 5% reward category is capped at 400 Reward Points (₹100) per billing cycle.
Complimentary lounge visits require ₹75,000 spend in the previous quarter.
