Card Details

2074 6892 3297 9990

HPCL Super Saver Credit Card

ICICIVISA, MASTERCARD AND RUPAY

Card Issuer

ICICI Bank

Joining Fee

₹500

Annual Fee

₹500

Reward Type

Cashback

Card Access

Standard

Changes to this card

  1. 1 Oct 2026

    Updated movie ticket discount and lounge access to require quarterly spend thresholds of ₹25,000 and ₹75,000 respectively.

Offers from ICICI Bank

See all

Earn Points

4%

Cashback at hpcl pumps (limited ₹200/month) + 1% surcharge waiver

20 Rp/₹100

On utilities, grocery & department stores (max 400 rp/month)

2 Rp/₹100

On other retail spends

Benefits

Fuel

5% fuel savings (4% cashback + 1% surcharge…

  • 5% Fuel Cashback headline benefit
  • 5% fuel cashback
Travel

24/7 roadside assistance

  • Roadside Assistance is visibly listed as a feature

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Fuel at HPCL outlets

4% cashback on HPCL fuel, max Rs.200/month (Rs.5,000 spend); +1% fuel surcharge waiver = 5% savings

₹200

Groceries, Utilities & Departmental stores

5% via 20 ICICI RP per Rs.100; capped 400 RP/month = Rs.100

₹100

All other spends

2 RP per Rs.100 (domestic & international); 1 RP=Rs.0.25

₹115

Total Annual Return

₹4,980

1.38% Effective ROI

Things to Keep in Mind

Roadside assistance is listed as a benefit.

Card insights

What Users Are Saying

Community Feed

Sep 2026

HPCL Super Saver Credit CardNEUTRAL

“Going to spend 16k per month on fuel. Need a good CC that'll give good valueback in monetary value. Please help.”

by r/CreditCardsIndia, Aug 2026

HPCL Super Saver Credit CardNEGATIVE

“ICICI HPCL Super Saver Credit Card Surcharge not getting credited”

by r/CreditCardsIndia, May 2026

HPCL Super Saver Credit CardNEUTRAL

“Need help in selecting a fuel card.”

by r/CreditCardsIndia, Apr 2026

Alternatives

If you spend…

Recommendation

Monthly Fuel Spends > ₹5,000

BPCL SBI Card OCTANE

Need softer waiver bar

HPCL ENERGIE BOBCARD

Fuel+RuPay categories

FIRST Power Credit Card

Frequently Asked Questions

The fee is ₹500 + GST joining and ₹500 + GST renewal, with a ₹1,50,000 card-year spend waiver in the working product data. A Lifetime Free or first-year-free offer is preferable for light fuel users; confirm the live MITC.

TL;DR:

  • HPCL Super Saver is a capped ICICI fuel card. Eligible HPCL fuel earns 4% statement cashback up to ₹200 per billing cycle, which means the headline rate applies to roughly ₹5,000 of fuel.
  • HP Pay may add about 1.5% in Happy Coins, while utility and grocery rewards are small and capped. The card costs ₹500 + GST joining and renewal, with a working ₹1.5 lakh waiver bar, so an LTF or first-year-free offer is much easier to justify.
  • There is no lounge access and forex is 3.5%.

Keep it for light HPCL spending when your station or HP Pay posts rewards reliably. Heavy fuel users or anyone who dislikes chasing missing credits should compare a wider-cap fuel card.

How to Redeem Points/Cashback on HPCL Super Saver Credit Card?

The card gives you two kinds of rewards and there are different ways to redeem:

1. Fuel cashback (automatic)

The 4% fuel cashback on HPCL spends (capped at ₹200 a month) is credited straight to your card account. It shows up as a credit on your statement and reduces your bill. You don't have to do anything to claim it. Check your monthly statement to confirm it has been credited.

2. Reward points (you redeem these yourself)

Points earned on daily essentials (20 points per ₹100, up to 400 points a month) and other retail spends (2 points per ₹100) add up in your ICICI Rewards account. Here's how to use them:

Log in to the ICICI iMobile Pay app or ICICI net banking.

  1. Go to Credit Cards and choose your HPCL Super Saver card.
  2. Open the Rewards section to see your points balance. It takes you to the ICICI Bank Rewards catalogue.
  3. Browse the catalogue. You can pick from shopping vouchers, electronics, home appliances, travel and luggage, fashion, and health and beauty products.
  4. Select an item and confirm the delivery address or email ID (vouchers usually come by email or SMS).
  5. Authenticate with the OTP sent to your registered mobile number to finish the redemption.

What your points are worth: 1 reward point ≈ ₹0.25. So the 400-point monthly cap on essentials comes to about ₹100 a month in value. The actual value depends on what you pick from the catalogue.

Pro tip: Pay for fuel through the HP Pay app at HPCL outlets. You get up to 1.5% extra back as Happy Coins, on top of the card's 5% fuel savings.