Card Details






Card Issuer
ICICI Bank
Joining Fee
₹6,500
Annual Fee
₹3,500
Reward Type
Reward Points
4 Points
Per ₹100 on international transactions
2 Points
Per ₹100 on domestic transactions
1 Point
Per ₹100 on utility and insurance payments
BookMyShow Buy 1 Get 1 up to ₹500 off twice a…
Up to 20,000 milestone reward points per…
2 complimentary international lounge visits per…
Welcome vouchers worth over ₹13,000
1 golf round or lesson per ₹50,000…
1% fuel surcharge waiver on transactions up to…
Up to ₹1,500 off on a minimum purchase of ₹14,499 . Valid on select products on Native
Exclusive Discounts · till 5 Nov 2026
2.5% off up to ₹2,000 on a minimum purchase of ₹20,000 on The Sleep Company
Exclusive Discounts · till 8 Nov 2026
Up to ₹4,000 off on select OnePlus products
Electronics Deals · till 30 Nov 2026
10% off up to ₹4,500 on a minimum purchase of ₹20,999 on nothing
Electronics Deals · till 30 Nov 2026
Up to ₹18,000 off on a minimum purchase of ₹69,999 on HP
Electronics Deals · till 30 Nov 2026
Domestic lounge access requires ₹75,000 spending in the preceding quarter.
Welcome voucher values and participating brands vary across sources and offers.
International lounge network details are inconsistent across sources.
The 3.5% foreign-currency markup applies despite accelerated international-spend rewards.






ICICI Bank
I found my
perfect credit
card on Monzy:
https://monzy.co/cards/icici-sapphiro-credit-card
