Card Details
IDBI Imperium Platinum Credit Card
IDBIVISA
Card Issuer
IDBI Bank
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
Earn Points
2 Points / rs.150
Per ₹150 spent on all eligible spends
Benefits
Welcome Benefits
Secured credit card against fixed deposit with…
- Secured credit card against fixed deposit with limit up to 85% of FD.
- Secured credit card issued against the cardholder's own fixed deposit(s)
Things to Keep in Mind
Secured credit card issued against fixed deposit.
Minimum fixed deposit required is Rs. 20,000 (or equivalent FCNR deposits).
Annual fee waiver applies on annual spends above Rs. 75,000.
Card closure charge of Rs. 999 applies if closed within one year of issuance.
Eligibility criteria are indicative and bank reserves right to approve or decline applications.
