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Card Details

4200 4200 4200 4200

IDFC first wow black credit card

IDFCMASTERCARD & RUPAY

Card Issuer

IDFC FIRST Bank

Joining Fee

₹750

Annual Fee

₹750

Reward Type

Reward Points

Card Access

Standard

Earn Points

50 RP/₹150

on hotel bookings via IDFC FIRST app (cap 8,000 RP monthly)

30 RP/₹150

Bonus points on flight bookings via IDFC FIRST app (shared 8,000 RP monthly cap)

4 RP/₹150

Rewards on most online and offline spends

3 RP/₹150

UPI transactions above ₹2,000 via RuPay credit card

Benefits

Travel
16.7% Bonus Reward Points on Hotel Bookings
0% Forex Markup on International Transactions
Forex
0% Forex Markup
Shopping
4 Rp/₹150 With Upi Booster Rates

Things to Keep in Mind

FD-backed travel card with zero forex markup and up to 16.7% bonus rewards on IDFC app bookings.