Card Details
IndiGo Kotak Credit Card
Card Issuer
Kotak Mahindra Bank
Joining Fee
₹1,500
Annual Fee
₹1,500
Reward Type
Miles
Changes to this card
Earn Points
Up to 19/₹100
On indigo flight bookings
2/₹100
On dining spends
2/₹100
On entertainment spends
1/₹100
On other eligible spends
Benefits
Up to 19 BluChips per ₹100 on IndiGo bookings
- Up to 19 IndiGo BluChips per ₹100 on IndiGo flight bookings: 8 for all BluChip members, 3 on the card, 4 for booking on the IndiGo website or app, and up to 4 bonus by BluChip tier
- Welcome voucher of 2,500 IndiGo BluChips, plus a 2,500 BluChips renewal voucher on paying the annual fee each year
- Redeem BluChips for eligible IndiGo bookings
2 BluChips per ₹100 on dining spends
- Earn 2 IndiGo BluChips per ₹100 on dining spends
2,500 BluChips voucher at each of ₹1.25L /…
Offers from Kotak Mahindra Bank
See allFirstcry: Get 5% upto ?500 Instant discount on Kotak Credit Cards
Shopping Deals · till 6 Nov 2026
Zepto: 10% instant discount up to ?125 on minimum transaction of ?999 using Kotak Credit Card.
Grocery & Essentials · till 9 Nov 2026
Reliance Digital: Up to ₹25000 instant discount with select Kotak Mahindra Bank Credit Cards and Credit Cards EMI transactions
Electronics Deals · till 11 Nov 2026
Tata CLiQ: Tata CLiQ Fashion & Luxury offer - 12.5% instant discount | Minimum transaction ₹3,000 | Maximum discount ₹1,000 on select Kotak Bank Credit Cards at Tata CLiQ Fashion & 12.5% instant discount | Minimum transaction ₹7,500 | Maximum discount ₹2,500 | Valid on select Kotak Bank Credit Cards at Tata CLiQ Luxury
Shopping Deals · till 30 Nov 2026
The Bombay Sweet Shop: Flat 30% off upto ₹15000 on any purchase on Kotak Solitaire Credit Card. Applicable on both online (www.bombaysweetshop.com, Swiggy, Zomato) and offline stores
Dining & Food Deals · till 30 Nov 2026
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: rent, wallet, education, government, utility, insurance, gaming
Estimated Returns
IndiGo flight bookings (website / app)
3 IndiGo BluChips per Rs 100 (card base rate per issuer/CardInsider table).
₹900
Dining & entertainment
2 BluChips per Rs 100.
₹0
All other eligible spends (incl UPI on RuPay variant)
1 BluChip per Rs 100 base rate.
₹0
Total Annual Return
₹10,800
3% Effective ROIThings to Keep in Mind
Rewards apply only on eligible spends.
UPI rewards accrue at 1 BluChip per ₹100 only for RuPay credit card spends and excluded MCCs do not earn rewards.
Exact exclusion list and detailed terms are in MITC/KFS documents.
Lounge benefit messaging shown for Premium variant, not clearly for base variant.
No spend-based annual-fee waiver is available.
