Card Details
IndiGo SBI Card
Card Issuer
SBI Card
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Type
Miles
Card Access
Standard
Offers from SBI Card
See allWatch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
Earn Points
3 Bluchips/₹100
Card earn on indigo app & website (up to 19 with indigo member + tier bonus)
2Rp/₹100
On hotel/lodging and travel mcc spends
1Rp/₹100
On other spends (with mcc exclusions)
Benefits
3 IndiGo BluChips per ₹100 on the IndiGo app…
- 3 IndiGo BluChips per Rs. 100 on IndiGo App and website
- 3 IndiGo BluChips per ₹100 on IndiGo app and website
4 domestic lounge visits per year
- 4 domestic airport lounge visits per year
- 4 domestic airport lounge visits per year, maximum 1 per quarter, subject to Rs. 50,000 preceding-quarter spending
1% fuel surcharge waiver with a Rs. 200…
2,500 BluChips voucher at each of ₹2L / ₹4L /…
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, utility, rent, government, insurance, wallet
Estimated Returns
IndiGo website / app
3 IndiGo BluChips per Rs 100. Redeem 1:1 on IndiGo flights/services.
₹900
Hotels / lodging & travel MCCs
2 BluChips per Rs 100.
₹0
All other spends
1 BluChip per Rs 100. Fuel earns no BluChips but gets 1% surcharge waiver.
₹0
Total Annual Return
₹10,800
3% Effective ROIThings to Keep in Mind
1 BluChip per ₹100 excludes utility, government transactions, rental, fuel, gaming, cross-sell, and insurance MCCs.
Fuel surcharge waiver applies only for ₹500–₹4,000 transactions and is capped at ₹200 per statement cycle.
Domestic lounge benefit is capped at 1 visit per quarter and requires ₹50,000 spend in the last quarter.
Welcome benefit requires annual fee payment and first transaction within 60 days.
Taxes are applicable on fees and charges.
Reward eligibility may depend on the transaction's merchant category code.
