Card Details
IndiGo SBI Card ELITE
Card Issuer
SBI Card
Joining Fee
₹4,999
Annual Fee
₹4,999
Reward Type
Miles
Earn Points
7Rp/₹100
On indigo app and website
3Rp/₹100
On hotel/lodging and travel mccs
2Rp/₹100
On other spends
Benefits
7 IndiGo BluChips per ₹100 on IndiGo app and…
- 7 IndiGo BluChips per ₹100 on IndiGo flight bookings on the IndiGo website and app (up to 23 including IndiGo's own BluChips: 12 on IndiGo-channel flights + 4 Blu 1 tier bonus)
- 3 IndiGo BluChips per ₹100 on hotel and travel bookings, and 2 per ₹100 on other eligible spends
8 domestic lounge visits/year (2 per quarter,…
- Domestic lounge visits
- International lounge visits
1% fuel surcharge waiver with a maximum waiver…
Offers from SBI Card
See allMpj: Up to Rs 5000 Extra Cashback
Exclusive Discounts · till 6 Nov 2026
Kesavji: Up to Rs 5000 Instant Discount
Exclusive Discounts · till 6 Nov 2026
Palmonas: Up to Rs. 3,000 Extra Cashback.
Exclusive Discounts · till 6 Nov 2026
Value Plus: Up to ₹ 20000 Instant Discount
Exclusive Discounts · till 6 Nov 2026
Verma Jewellers: Up to ₹5000 Cashback Offer
Exclusive Discounts · till 7 Nov 2026
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, utility, rent, government, insurance, wallet
Estimated Returns
IndiGo website / app
7 IndiGo BluChips per Rs 100 (~7% value back). BluChips redeem 1:1 on IndiGo flights/services.
₹2,100
Hotels / lodging & travel MCCs
3 BluChips per Rs 100.
₹0
All other spends
2 BluChips per Rs 100. Fuel gets 1% surcharge waiver (Rs 500-4,000) capped Rs 200/month but no BluChips.
₹0
Total Annual Return
₹25,200
7% Effective ROIThings to Keep in Mind
Reward categories are MCC-based.
Domestic lounge access requires ₹1,00,000 spend in the previous quarter.
Reward exclusions include utility, government transactions, rental, fuel, gaming, cross-sell, and insurance MCCs.
Welcome benefit requires annual fee payment and first transaction within 60 days.
Fees and applicable charges are subject to taxes.
