Card Details

4171 7142 1532 8576

Insignia Preferred Banking Credit Card

RBLVISA, MASTERCARD

Card Issuer

RBL Bank

Joining Fee

₹7,000

Annual Fee

₹7,000

Reward Type

Reward Points

Card Access

Standard

Changes to this card

  1. 20 Oct 2026

    Added a new Miles Transfer program allowing conversion of RBL Bank Reward Points to partner loyalty points.

Earn Points

5 Rp/₹100

On domestic spends

10 Rp/₹100 (2x)

On international spends

Benefits

Travel

Forex markup of 1.5%

  • Forex markup of only 1.5% on international spends
  • 28,000 bonus reward points as a welcome benefit
  • Unlock INR 8,000 worth of vouchers from popular brands on INR 8 lacs spent
  • 10 reward points on international spends
Welcome Benefits

28,000 bonus RP welcome (not for Insignia…

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: fuel, rent, wallet, government

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Domestic spends

5 RP per Rs 100 domestic (~1.25% value back at Rs 0.25/point). Invite-only Insignia Preferred Banking card.

₹375

International spends

10 RP per Rs 100 international (~2.5% value back).

₹0

Total Annual Return

₹4,500

1.25% Effective ROI

Things to Keep in Mind

Welcome benefit of 28,000 reward points is not applicable for Insignia Banking customers.

Welcome benefit requires card usage within 30 days of issuance and annual membership fee payment by due date.

Welcome benefit is credited within 60 days from card issuance.

Spend milestone and reward details are subject to product T&C.

The 1,400+ lounges worldwide claim does not specify visit caps, guest rules, or spend conditions.

The ₹8,000 voucher milestone requires ₹8 lakh in spending, but the milestone period, eligible transactions, exclusions, and voucher denominations are not specified.